This episode concludes our three-part discussion on why the 4% sustainable withdrawal rate may be too ambitious as a retirement income planning assumption. In this episode, Wade and Alex get into how taxes, your investment account types, the need for a margin of safety, and life span may not agree with your 4% distribution assumption.

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This episode is sponsored by Retirement Researcher https://retirementresearcher.com/

To celebrate International Podcast Day on 9/30, we’re giving away a FREE signed copy of Wade Pfau’s Retirement Planning Guidebook! Visit risaprofile.com/giveaway to enter now! This raffle will end at midnight ET on 10/1 – Winner will be contacted on Monday, 10/3. Good Luck – and thanks for listening!