Episode 70: Income Annuities: Your New Standard Pension Plans

In this week’s episode, Wade and Alex break down the basic Single Premium Immediate Annuities (SPIA) and Deferred Immediate Annuities (DIA) and describe how these traditional annuities can function as a personal pension for your essential expenses in…

Episode 69: RISA® in Action: How do our advisors use the RISA® to navigate personalized retirement income plans.

We kick off our “RISA® in Action” arc with our very own advisors, Jason Rizkallah, CFP®, RICP® and Stephan Pomanti, CFP®, RICP®. Coming fresh off our Retirement Income Challenge for Consumers where our participants completed over 300 RISAs, we discus…

Episode 68: Annuities as a viable source of protected income

In this episode, Wade and Alex break out the “A” word and discuss the many definitional concepts of annuities. We tackle some common misconceptions surrounding how they work (including some that many advisors don’t realize exist). We further discuss …

Episode 67:The Future of Protected Income Summit. A review with Wade, Jason, and Alex.

If you want to get a sense of what’s developing in the world of retirement income, then you’ll want to check out our bonus episode. The Alliance for Lifetime Income, the leading consumer advocacy group for protected lifetime income held a summit on t…

White Papers

How the Retirement Income Style Awareness Informs Retirement Income Recommendations

But our Retirement Income Style Awareness (RISA®) tool identifies retirement income solutions based entirely on your unique profile.

How to Select a Retirement Income Strategy that is Right For You

But our Retirement Income Style Awareness (RISA®) tool identifies retirement income solutions based entirely on your unique profile.

How to Determine Your Retirement Income Implementation Option

Once you know your strategy, you need to know how best to implement it.

How to Identify Your Retirement Income Beliefs

The old way never addressed how to manage your portfolio in retirement. Investing in retirement is different.

How Psychological Factors Impact your Retirement Income Behaviors & Outlook

And How They Impact Investment Behavior and Retirement Outcomes

Case Studies

Seeing Eye to Eye

When spouses have different retirement income preferences.

Time in the market

A retirement income strategy based on sustainable withdrawals from an investment portfolio.

What If?

A retirement income strategy based on market participation and income guardrails.

A Bird in the Hand

A protected retirement income strategy that is untethered to stock market volatility.

Rainy Day

A retirement income strategy based on matching short term expenses while capturing potential market growth over the longer term.

Research Papers

Retirement Income Beliefs and Financial Advice Seeking Behaviors

This investigation identifies and validates a series of salient behavioral finance and psychological constructs that influence retirement income planning.

A Model Approach to Selecting a Personalized Retirement Income Strategy

This study identifies and validates a set of scorable retirement income factors to define preferences for an overall retirement income style.