Resources

Episode 42: Tax Planning for Early Retirees and the Affordable Care Act

Most Americans become eligible for Medicare at age 65.  For early retirees, the subsidies provided for Affordable Care Act health insurance plans can make this an attractive source for health insurance coverage. But the way these subsidies are determ…

Episode 41: Can Your Retirement Experience Count On Stocks For The Long Term?

In this special episode, Wade and Alex introduce and welcome Michael Finke, Ph.D. to our RISA® Professional Advisory Board. We also speak with him on his recent article, Forget What You Know about Stock Returns   (https://www.advisorperspectives.com/…

Episode 40: The ABCs of the Medicare Open Enrollment Period

Wade and Alex discuss the foundational decisions that you need to consider as you are in the thick of the Medicare Open Enrollment Period. Is it worth reviewing this decision on a yearly basis? Is there a better choice if you plan on living in multip…

Episode 39: It’s Looking Like a Good Harvest: Should you use Tax Loss Harvesting in Your Portfolio?

Tax Loss Harvesting is one of those “advanced” portfolio management techniques that you hear about. And with the recent market performance, we’ve been hearing about it a lot lately. So, we decided to bring Bob French, from Retirement Researcher, back to …

White Papers

How the Retirement Income Style Awareness Informs Retirement Income Recommendations

But our Retirement Income Style Awareness (RISA®) tool identifies retirement income solutions based entirely on your unique profile.

How to Select a Retirement Income Strategy that is Right For You

But our Retirement Income Style Awareness (RISA®) tool identifies retirement income solutions based entirely on your unique profile.

How to Determine Your Retirement Income Implementation Option

Once you know your strategy, you need to know how best to implement it.

How to Identify Your Retirement Income Beliefs

The old way never addressed how to manage your portfolio in retirement. Investing in retirement is different.

How Psychological Factors Impact your Retirement Income Behaviors & Outlook

And How They Impact Investment Behavior and Retirement Outcomes

Case Studies

Seeing Eye to Eye

When spouses have different retirement income preferences.

Time in the market

A retirement income strategy based on sustainable withdrawals from an investment portfolio.

What If?

A retirement income strategy based on market participation and income guardrails.

A Bird in the Hand

A protected retirement income strategy that is untethered to stock market volatility.

Rainy Day

A retirement income strategy based on matching short term expenses while capturing potential market growth over the longer term.

Research Papers

Retirement Income Beliefs and Financial Advice Seeking Behaviors

This investigation identifies and validates a series of salient behavioral finance and psychological constructs that influence retirement income planning.

A Model Approach to Selecting a Personalized Retirement Income Strategy

This study identifies and validates a set of scorable retirement income factors to define preferences for an overall retirement income style.