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Episode 168: Funded Ratio vs. Monte Carlo: Which is Better?
In this episode of ‘Retire with Style’, hosts Alex Murguia and Wade Pfau discuss the importance of understanding the funded ratio in retirement planning. They explore how the funded ratio
Recent Episodes
Episode 34: Even In Volatile Markets, Find Out Why The 4% Rule Distribution May Be Too Low
The previous 3 episodes discussed why the 4% rule may be too high. Now, Wade and Alex review why the opposite may be true. We break down four reasons to
Episode 33: More Reasons Why The 4% Rule May Still Be Too High
This episode concludes our three-part discussion on why the 4% sustainable withdrawal rate may be too ambitious as a retirement income planning assumption. In this episode, Wade and Alex get
Episode 32: Three Key Reasons Why Investing for Dividends as a Retirement Income Strategy is a Mistake
Alex and Wade discuss 3 key reasons that point out the dangers of investing for dividends (or yield) as your “go-to” retirement income strategy. Listen to hear them breakdown how
Episode 31: Why the 4% Rule May Be Too High – Part 1
Alex and Wade discuss a few potential reasons why the 4% rule for taking distributions from your investment portfolio may be unfounded in today’s environment. They discuss in-depth the impact
Episode 30: Can We Assume the 4% Rule Provides A Safe Withdrawal Rate For Retirement Income?
Wade and Alex breakdown the origins of the 4% rule and how it set the stage for the foundation of many sustainable spending strategies. They also revisit some of the
Episode 29: What are the Four Approaches to Managing Sequence Risk?
In order to set up an investment-driven spending strategy in retirement, you need to understand the timing of your potential market returns. In this episode, Wade and Alex discuss four
Episode 28: Understanding The Mechanics of Any Retirement Spending Strategy
Before discussing the many sustainable spending strategies that are out there, Wade and Alex breakdown the essential characteristics that they all have in common. There are four main levers that
Episode 27: What Tool Will You Use to Plan Your Retirement?
Dave Blanchett joins Wade and Alex in this episode to discuss the different retirement planning approaches. We breakdown the differences between Monte Carlo Analysis and the Funded Ratio and how
Episode 26: What is Your Funded Ratio? Part 2
In this episode, Wade, Alex, and Bob continue their conversation on the Funded Ratio – and dive into what the results can tell you about where you stand relative to
Episode 25: What is Your Funded Ratio? Part 1
In the episode, Wade, Alex, and very special guest Bob, discuss the Funded Ratio – a household balance sheet oriented approach to analyzing your retirement income plan. Your Funded Ratio
